The Worst Mortgage Advice Ever!
When it comes to buying your new home or considering remortgaging there are no end of well meaning friends, family members and colleagues who are happy to provide you with the benefit of their advice. While this is well intentioned, not all mortgage advice is helpful and here are some of the worst pieces of [...]
Do you have a repayment plan for your mortgage in place?
Thousands of people with interest-only mortgages expiring this year do not have a repayment plan - putting their homes at serious risk of repossession. An estimated 81,400 mortgages will come to an end in 2019, totalling around £9.2bn in value, according to the Financial Conduct Authority. A further 82,100 mortgages worth £9.7bn will mature in [...]
Reviewing your mortgage deal could save you money
On Thursday 2 August 2018 the Bank of England’s Monetary Policy Committee (MPC) raised interest rates by 0.25 from 0.50% to 0.75%. It’s important to regularly review your mortgage, as it can often make sense to transfer to a new deal - or even a different lender. Your decision to transfer will of course depend [...]
Fed up with renting?
If you rent your home, it can be frustrating to know your hard-earned cash is going into someone else’s pocket each month. If you’ve ever thought about owning your own place, the mortgage market may appear daunting. How do you choose the right deal? Which lenders should you talk to? And what on earth [...]
Brexit – Is This Really Going To Affect The Property Market?
It’s hard to believe that it was nearly a year and half ago since the UK voted to leave the EU! The Brexit vote on the 23rd June 2016 divided the nation. So, whilst the Government muddle their way through finding the best deal for Britain, we wondered how Brexit would affect the property industry. [...]
How to choose a good conveyancer
Conveyancing is an important part of the home buying process, and it’s important to note it’s required when both buying and selling a property. So what should you consider when choosing a property solicitor to carry out your conveyancing? It’s important to use a qualified property solicitor who’ll be able to take care of a [...]
Bank of Mum and Dad!
Not quite sure what was so different about this morning compared to most others, but for the first time in at least three years, I decided to put the TV on whilst getting ready for the first day back after the August Bank Holiday weekend. In between the headline news of North Korea firing a [...]
Should contact sports be banned for children?
It’s easy for me to sit here and as an expectant mother who plays Rugby Union for a local team, saying I’m 100% in support for contact sports in Schools. Maybe I’ll feel differently when our little son or daughter is here, but for now, I do feel that sports of any kind in school [...]
The ‘Buy to Let’ sector is changing. Are you ready?
I work with a number of Estate and Letting Agencies across the country and I can’t think of a single one who isn’t concerned about the impact of changes to the ‘Buy to Let’ market on their business. Not only are people facing a 3% Stamp Duty on the purchase of additional properties but we [...]